We know Medicare can be confusing and everyone has their own particular needs when it comes to their healthcare. That’s why we offer a free, one hour Medicare 101 session to educate people on the most important aspects of Medicare and how different plan configurations may effect each person’s healthcare experience. We use the latest virtual meeting technology, which allows you to get your education from the comfort of your home at a time that is convenient for you. The sessions are live and you can have all your questions answered so you are armed with the knowledge to make the best choices for your Medicare plan options.
Medicare Supplement (otherwise known as “Medigap”) insurance can help pay some of the costs that Medicare does not cover. If you have a Medicare Supplement (or Medigap) plan, Medicare pays its share first then the supplement pays its share. Medicare Supplement coverage varies based on plan type. Today the more popular plans are “Plan G” and “Plan N.” For those who were Medicare eligible prior to 2020, you may be eligible for “Plan F.” We will education you on the various Medicare Supplement plan designs. We also provide quotes on monthly plan premiums for many popular plan options.
We have virtual or in-person appointments available. In-home appointments available for those residing in Duval, Nassau, Clay, or Saint Johns Counties in Florida. We never charge a fee for a consultation.
A Medicare Advantage (MA) Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. MA Plans include Health Maintenance Organizations, Preferred Provider Organizations, and Private Fee-for-Service Plans among others. If you’re enrolled in a MA Plan, Medicare services are covered through the plan and instead of Original Medicare. Most MA Plans offer Medicare prescription drug coverage and some offer additional benefits. Those beneficiaries who have Medicaid, may qualify for “Dual” plans where both the MA plan and Medicaid pay claims.
Private insurance companies contracted with the Centers for Medicare and Medicaid Services (CMS) offer Medicare Part D Prescription Drug Plans (PDPs). If you decide not to join a Medicare Part D PDP when you are initially eligible and you don’t have creditable prescription drug coverage you may incur a Late Enrollment Penalty (LEP). Examples of “creditable” coverage are employer sponsored group insurance plans with prescription coverage or through the Veterans Administration (VA).
Those who qualify for “Extra Help” may also avoid LEP. Extra Help is a program managed by the Social Security Administration. You must meet certain income and financial thresholds to qualify. We can assist you with seeing if you qualify or even help you enroll.
We have virtual or in-person appointments available. In-home appointments available for those residing in Duval, Nassau, Clay, or Saint Johns Counties in Florida. We never charge a fee.
Not eligible for Medicare? No problem! We help individuals and family members with a variety of healthcare insurance solutions. We offer healthcare plans through the Healthcare Marketplace and we have short-term and Tri-Term healthcare plans for people who are looking to bridge a gap or need coverage while away at college or have extensive travel plans.
Ameritas offers very affordable and widely accepted dental PPO and vision plans.